At Handy Finance, we specialize in offering fast, flexible, and hassle-free Loan Products tailored to meet your financial needs. Whether you’re planning a major purchase, consolidating debt, or covering unexpected expenses, our loan solutions provide the funding you need without the need for collateral. Enjoy competitive interest rates, easy repayment options, and a quick application process, all designed to get you the funds you need, when you need them.
Financial Products & Services
Borrow from K500 to K50,000 with Flexible Repayments up to 78 fortnights. Competitive Fixed Interest Rates!
Motor Vehicle Loan
Designed for civil servants and selected State-Owned Entity employees, providing a seamless financing solution for your first vehicle purchase. With competitive interest rates and flexible repayment options, this loan empowers you to drive away your dream car with ease.
Experience the convenience of tailored support and expert guidance throughout the application process, ensuring you make informed decisions.
Refinancing & Debt Consolidation
Combine multiple debts into one manageable loan with a lower monthly payment. Our Refinancing & Debt Consolidation option helps simplify your finances, reduce interest costs, and regain control of your budget.
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Financier's Guarantee
Discover the ultimate solution for securing your financial transactions with our comprehensive financial guarantee service. Designed to instill confidence in your business dealings, our service offers robust protection against potential defaults, ensuring peace of mind for both you and your clients.
Elevate your business reputation and foster trust with our reliable service, making it an essential tool for any financial professional looking to enhance their offerings and attract more clients. Embark on your financially stress-free journey today.
Term Deposit
We offer competitive interest rates on term deposits from a year to 3 years. Enjoy the peace of mind that comes with guaranteed returns, allowing you to plan for your future with certainty.
Whether you’re saving for a dream vacation, a new home, or retirement, our Term Deposit Product is the ideal choice for savvy investors looking to maximize their savings potential. Start your journey to financial growth today.
Loan Requirements
- EMPLOYMENT ID OR SUPPERANNUATION ID
- THREE (3) RECENT PAYSLIPS
- EMPLOYMENT CONFIRMATION LETTER
- EXTERNAL DEBT STATEMENT FROM OTHER FINANCIAL INSTITUTIONS (ONLY APPLICABLE IF YOU HAVE EXISTING LOANS)
SOME OF OUR TRUSTED CLIENTS
EA$Y26
EA$Y26 loan product offers amounts between K500 – K5,000, tailored to your specific needs. With simple eligibility requirements and a straight forward application process, you can have funds in your hands in no time. EA$Y26 is our go-to choice for you. Maximum repayment term of 26 fortnights.
Smart Growth
Smart Growth is an enhanced offering from the EA$Y26 package, providing flexible amounts ranging from K5,001 to K10,000 to meet your individual requirements. It is ideal for fulfilling various obligations or completing projects. The repayment term is conveniently set at 39 fortnights.
Flexi Future
Are you in search of a substantial loan to support your ambitious projects? Flexi Future is the ideal choice for you! Our standard loan offering provides flexible amounts ranging from K10,001 to K30,000, granting you the financial flexibility you desire. Enjoy competitive interest rates and convenient repayment terms spread over 52 fortnights.
Premier Prestige
Are you seeking a significant loan to support your ambitious endeavors? The Handy Finance Premier Prestige Loan package, featuring an extended repayment period of 78 fortnights, is the perfect solution for you! This premium loan option offers flexible amounts between K30,001 and K50,000, providing you with the financial freedom you need. Take advantage of competitive interest rates and convenient repayment conditions.