Hassle-Free Unsecured Personal Loans

Tailored to meet your financial needs.

At Handy Finance, we specialize in offering fast, flexible, and hassle-free Unsecured Personal Loans (USPL) tailored to meet your financial needs. Whether you’re planning a major purchase, consolidating debt, or covering unexpected expenses, our loan solutions provide the funding you need without the need for collateral. Enjoy competitive interest rates, easy repayment options, and a quick application process, all designed to get you the funds you need, when you need them.

Financial Products & Services

Handy Finance - Personal Loan

Personal Loans

We’ll support you with our range of loan products with flexible repayment terms to settle your financial struggles. 

Handy Finance - Debt consolidation

Debt Consolidation

We can now consolidate all your loans to just one loan at better repayment schedule so you can have better take home pay.

Handy Finance - Hire Purchase

Hire Purchase

Make your dream purchase a reality with Handy Finance Hire Purchase loans. Easy payments, Big rewards. Explore our hire purchase options today.

Handy Finance - Finance Guarantee

Financier's Guarantee

We’ll support you with our range of loan products with flexible repayment terms to settle your financial struggles. 

Handy Finance - Term Deposit

Term Deposit

Invest with us now and watch your saving grow at a competitive interest rate.

Handy Finance Vehicle Loan

Motor Vehicle Loan

Get your dream car now with Handy Finance. We’ll finance for you and your family.

Loan Requirements

  • EMPLOYMENT ID OR SUPPERANNUATION ID
  • THREE (3) RECENT PAYSLIPS
  • EMPLOYMENT CONFIRMATION LETTER
  • EXTERNAL DEBT STATEMENT FROM OTHER FINANCIAL INSTITUTIONS (ONLY APPLICABLE IF YOU HAVE EXISTING LOANS)

K500 - K1,999

Ea$y20 loan product offers flexible amounts between K500 – K1999, tailored to your specific needs. With simple eligibility requirements and a straight forward application process, you can have funds in your hands in no time. Ea$y20 is our go-to choice for you. Maximum repayment term of 20 fortnights.

Go Flexi

K2,000 - K4,999

GoFlexi – flexible amounts between K2,000 – K4,999, tailored to your specific needs. With simple eligibility requirements and a straight forward application process, you can have funds in your hands in no time. Perfect for whatever obligations or projects you need to get it done. Flexible repayment term of 26 fortnights.

Prime 30

K5,000 - K10,000

Looking for a larger loan to fund your big plans? Prime30 is the perfect solution! Our premium loan product offers flexible amounts between K5,000 and K10,000, giving you the financial freedom you need. With competitive interest rates and convenient repayment terms of 30 fortnights.

Blue Chip

K20,000 - K50,000

Looking for a even larger loan to fund your big plans? Handy Finance Blue Chip Loan product is the perfect solution! Our premium loan product offers flexible amounts between K20,000 and K50,000, giving you the financial freedom you need. With competitive interest rates and convenient repayment terms of 52 fortnights

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